Workers' Compensation, General Liability, BOP, NY Disability & Paid Family Leave and Umbrella coverage — quoted fast by a local Queens agency that answers the phone.
From a one-person contractor to a growing company with dozens of employees, we help you stay protected and compliant with New York State requirements.
Required by New York law for nearly every employer. Covers medical bills and lost wages when an employee is hurt on the job — and protects you from costly lawsuits and state penalties.
Protects your business if a customer, vendor or passerby claims bodily injury or property damage caused by your work, products or premises — including legal defense costs.
A smart, cost-effective bundle for small and mid-size businesses. Combines general liability, commercial property and business income protection in one policy.
New York requires most employers to carry statutory Disability Benefits (DBL) and Paid Family Leave. We set it up correctly so your employees are covered and you stay compliant.
Extra liability protection that kicks in when a large claim exceeds the limits of your general liability, auto or employer's liability policies. Often required for bigger contracts.
Tell us about your business and we'll recommend the right mix of coverage — no pressure, no jargon.
Talk to an agent or request a quote onlineWe specialize in construction and Workers' Compensation, and we insure businesses of every kind across Queens, Brooklyn, the Bronx, Manhattan, Staten Island and Long Island.
Big call centers don't know your neighborhood or your trade. At Rite Choice Insurance Agency, you work directly with people who understand New York's rules, answer your calls and get you covered fast.
Start your quoteReal people, real answers. Call, text or visit our Elmhurst office.
Need a COI to start a job tomorrow? We move quickly so you don't lose work.
We shop your coverage to help you find the right protection at the right price.
Workers' Comp and DBL/PFL set up right, so you avoid state fines and stop-work orders.
Call us or fill out the quick form with your business type, employees and coverage needs.
We compare coverage and explain your quote in plain English — no surprises.
Bind your policy and receive your certificates so you can start the job with confidence.
Fill out the form and an agent will contact you shortly. Prefer to talk? Call any of our lines — we're happy to help.
Almost every New York employer with one or more employees — full-time, part-time or family members in many cases — must carry Workers' Compensation. Not having it can lead to significant penalties and stop-work orders. Call us and we'll confirm what applies to your business.
DBL provides partial wage replacement to employees who are disabled off the job. Paid Family Leave gives employees paid time off to bond with a new child, care for a sick family member and more. Most New York employers are required to provide both.
Once your policy is in force, we can usually issue certificates very quickly — often the same day — including additional insured wording your general contractor or landlord requires.
General Liability covers third-party injuries and property damage. A Business Owner's Policy bundles General Liability with commercial property and business income coverage, which is often a better value for businesses with a location, equipment or inventory.
If a serious claim exceeds your policy limits, you could pay the difference out of pocket. Umbrella insurance adds an extra layer of liability protection and is frequently required for larger contracts and commercial leases.
No. Quotes are always free with no obligation. Call (718) 440-9073 or use our online form.
Get a free quote in minutes. Local agents, fast answers.
